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ATTENTION UNION MEMBERS - CLICK YES ABOVE
WERE YOU REALLY OFFERED THE BEST INSURANCE FROM YOUR UNION?
KNOW ABOUT YOUR POLICY - DON'T BE CAUGHT OFF GUARD
Do You Have a Waiting Period on Your Policy? Let’s Review it!
Do you have a “graded” policy? Chances are if you mailed in a letter or bought it over the phone there is a great chance you do. What is a “graded” policy? It means that there is a period of time you must live in order for it to pay out in full. If you read the small print at the bottom of some of these commercials it will say that the policy is graded. The problem is they write it so small and flash it so quickly you do not notice. If you are curious, we would be happy to help you do a free review of your current policy. Also, if it is graded you are probably over-paying. You see, if they don’t ask you at least 10 questions, the policy becomes riskier. The Insurance company, to leverage their risk, sell you a two-year waiting period policy. They up the costs and sit back waiting for you to read your policy in full. Chances are, you never opened the envelope your policy came in. Or you opened it, filed it, and forgot about it. I have seen this thousands of times in the field.
In addition, you got your policy 10 years ago. Funeral costs have doubled since then. You need to check and see if you have enough coverage to pay for your burial. Moreover, if you haven’t reviewed it in some time or ever, give us a call and we can put your coverage in layman terms for you.
DID YOU KNOW the largest majority of companies are what we call "captive", which means they can only write your insurance with that single company. This is a huge disadvantage to you because their rates are not competitive and most likely much higher. We shop for you with dozens of A+ rated carriers! Don't over-pay, let us help you discover the best deal to cover your burial and funeral expenses,
If you have been turned down or declined insurance due to your health or prescription history give us a call. Captive agents often send us their clients that have been declined because we are able to help with some affordable options to protect themselves and their loved ones.
We realize that people buy life insurance because they love someone. However, there are caveats built into certain life insurance products that actually protect YOU while you are alive. We would love to educate you on these products. They have been a game changer in the life insurance industry.
Whether it's Life Insurance or Mortgage Protection you need, or maybe just Final Expense (Burial Insurance / Funeral Insurance) WE GOT YOU COVERED!
